Not sure if your maintenance loan will actually cover rent? You are not alone. The amounts change each year, and many students apply without knowing what to expect. 💰
For 2026/27, the maximum maintenance loan is £13,348 if you study in London and live away from home. Outside London, the top figure is £10,544. If you live at home, it drops to £8,877. The exact amount you receive depends on your household income: the lower it is, the closer you get to the maximum.
These are the confirmed 2026/27 thresholds from Student Finance England. Your actual figure takes about two minutes to calculate. See what you are entitled to at unistart.app/funding
#StudentFinance #MaintenanceLoan #UniStart
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A mature woman in her late 30s sits at a modest kitchen table in a UK flat, reviewing printed paperwork alongside an open laptop. The scene is lit by warm late-evening light coming through a nearby window, casting soft natural shadows across the table. The mood is calm and focused, not stressed. Aspect ratio 16:9 horizontal, suitable for a 1200x630 Facebook feed post. Photorealistic editorial photography style, not illustrated.
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Not sure if your maintenance loan will actually cover rent? You are not alone — most students are surprised by how much (or how little) arrives.
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The 2026/27 maintenance loan has just been confirmed — and London students get a significantly higher amount.
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Most people focus on tuition fees. But it is the maintenance loan that pays your rent, bills, and food.
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